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Claim Processing & Reimbursement

Filing a Claim

¹ Upon approval and enrollment in the Nibbles Card, cardholders receive free Nibbles pet insurance coverage, subject to it’s own eligibility requirements. Coverage is provided up to $10,000 annually, conditional on maintaining an active cardholder status in good standing. Full details on Nibbles Insurance can be found here, with sample policies available here.

Nibbles Insurance Agency LLC (“Nibbles”) is a licensed agency (NPN #20175498). Insurance coverage is administered by Norse Specialty Insurance Company, Inc. and underwritten by Trisura Insurance Company, Clear Blue Insurance Company, or Clear Blue Specialty Insurance Company. Nibbles receives compensation from insurance premiums and does not bear financial responsibility for policies. For details on your policy and underwriter, please refer to the declarations page. Terms and conditions apply; see policy documents for full coverage information.

² Earn 3 points for every $1 spent at pet-related merchants such as veterinary services (MCC 0742) and pet shops (MCC 5995). Nibbles may expand eligible categories and merchants for rewards and benefits at its sole discretion. Updates will be communicated in the program terms. All other purchases earn 1 point per $1 spent. Full details on the Nibbles Reward Program are available here.

³ The Nibbles Rewards Credit Card (“Nibbles Card”) is issued by Lead Bank, Member FDIC, under license from Mastercard International and can be used wherever Mastercard is accepted. The card has a $249 annual fee. The variable APR is based on the U.S. Prime Rate + 17.74% (currently 26.24%) and is subject to change (max 29.99%). Applicants must be at least 18 years old, a U.S. citizen, or a permanent resident with a valid SSN or ITIN. Card membership is subject to eligibility and credit approval. Fees and conditions may apply. For pricing, terms, and eligibility requirements, visit Cardholder Agreement.

⁴ Nibbles is not a bank. The Nibbles Rewards Credit Card is issued by Lead Bank, Member FDIC, pursuant to Mastercard licensing.

⁵ Points earned on eligible purchases are posted to your account per statement period after the payment of your statement balance. Points can be redeemed toward eligible rewards, including pet-related expenses and merchandise. Terms apply.

⁶ Cardholders may receive exclusive offers, discounts, and access to additional services as part of the Nibbles Card program. Specific offers are subject to change and availability. Full terms will be provided for each benefit.

⁷ Nibbles reserves the right to update or modify the terms, conditions, and benefits of the Nibbles Card program. Any changes will be communicated to cardholders in accordance with applicable regulations.