You earn 3x rewards for every $1.00 spent at pet stores, pet services, and the vet, and 1x rewards for every $1.00 spent on other purchases anywhere Mastercard is accepted. Currently, these rewards can be used for statement credits where 1 point is equal to $0.01 (100 points = $1) and can be redeemed directly in your account dashboard.
3x rewards categories are based on Mastercard merchant codes, such as Veterinary Services (MCC 0742) and Pet Shops (MCC 5995), among others.
Purchases made at larger stores that sell a wide variety of goods, such as department stores, warehouse clubs, discount stores, and drugstores, are not eligible for the pet-related merchant rewards category. Some more specific examples that do not qualify are Amazon, Target, Walmart, Tractor Supply, and Fleet Farm.