Yes, you can change your coverage at any time. However, most upgrades, like adding new coverage, require canceling your current policy and starting a new one.
When you cancel your policy and create a new one, it's important to know:
- Your waiting periods will reset.
- Any condition your pet was seen for before the new policy starts may be considered pre-existing, even if it was previously covered.
Some downgrades, like removing coverage, can be made mid-year or at your yearly renewal without canceling your policy.