What Is APR?
The Annual Percentage Rate (APR) is a variable rate that determines how much interest you're charged on an unpaid balance. If you pay your statement balance in full each month, you won't be charged interest.
APR is set by adding a margin to the U.S. Prime Rate. The Nibbles Card's APR is 17.74% + U.S. Prime Rate. It can increase or decrease if the U.S. Prime Rate changes — the Federal Reserve sets the Prime Rate based on current economic conditions.
Can I Request a Lower APR?
No, you can't request a lower APR at this time.